12 Benefits of final expense insurance:
- No medical exams required.
- Premium payments never increase.
- The death benefit never decreases.
- Guaranteed death benefit.
- Instant approval
- Policies issued in as little as 48 hours.
- Your beneficiaries receive the death proceeds tax free.
- Your beneficiaries can use the death benefit how they choose.
- You can use any funeral home.
- The death benefit avoids probate.
- The cash value of the policy accumulates tax deferred.
- You can choose between monthly, quarterly, semi-annually or annual premium payments.